RHAC’s credit counseling assists consumers in understanding how to better manage their personal finances. Credit counseling is conducted in person or by telephone and our counseling sessions are confidential and offered free of charge. Your counselor will discuss the goals you would like to accomplish and any specific issues you are experiencing. You will provide information about your income, living expenses and debts so your counselor can assist you in developing a realistic budget. Your counselor will also review your credit report and give you solutions on how to address any discrepancies. Your counselor will then create a personalized action plan and budget to help you repay your debts.

Credit counseling is provided free of charge. If you are interested in credit counseling please contact us.