Homebuyer

Are you dreaming of owning a home of your own?

If owning a home is your dream, you may be closer than you think. If you are ready and willing to make a commitment to home ownership. To get started contact the Rockland Housing Action Coalition regarding our First Time Home Buyers Counseling. It gives future home buyers an opportunity to meet, in private, with a trained counselor who understands the home buying process.

How will Home Buying Counseling help me?

It will help you:

  • Figure out how much home you can afford
  • Know your rights as a borrower
  • Learn about home buying programs and special mortgage programs
  • Understand your credit report and help clear up any credit problems
  • Develop realistic spending and savings plans to help you save for your down payment
  • Understand what a loan officer looks for when reviewing your mortgage application

If you are interested in one-on-one homebuyer counseling you can download our intake packet here or if you would prefer to do online counseling at your own pace, please click the ehome link below!

If you are interested in only receiving homeownership counseling, please contact us at 845-708-5799.

If you would like to find out if you would qualify to buy one of our homes please see here

First Home Club

The First Home Club is a down payment and closing cost assistance matching grant offered to income eligible applicants. Offered through the Federal Home Loan Bank of NY, The First Home Clubs provides a 4-1 match to help build savings for down payment and closing cost assistance. Members of the First Home Club who save on a consistent basis can qualify for matching funds of up to $7,500 from a participating bank.

For more information and income guidelines for The First Home Club please visit http://www.fhlbny.com/community/fhc/homebuyerinfo.htm

We are currently only offering limited First Home Club counseling. Please contact us at 845-708-5799 for further details.