It’s pretty easy to fall for some of the housing myths and misconceptions that are out there on the internet or social media. There are so many of them it’s hard to keep track of what is true and what isn’t. At Rockland Housing Action Coalition, we want to help you make informed decisions. We can work together to help give you the knowledge you need to make the best choices for your housing needs. Let’s review some of the most common myths and give you the facts!
Myth: Housing Counseling is Only for Those in Crisis
Fact: No matter if you are looking to rent, interested in buying a home, or need help with foreclosure, housing counseling can be helpful. It’s not just for those facing a crisis! Housing counseling can help you navigate the world of mortgages, budgeting for renting, and help you make informed decisions for your future.
At RHAC, our housing counselors are experts! They are HUD-approved, which means they are certified to give you the best advice and support. Get connected with a housing counselor today! Contact us!
Myth: Renting is Only for Young Adults
Fact: Young adults aren’t the only people who rent! No matter what you have been told, renters have no set age. Depending on your lifestyle, it can be the best option for any age group. Renting is unique in the fact that it offers flexibility and affordability. It may be easier for some to sustain themselves than buy a home.
Myth: Renting is Wasting Money
Fact: This is not true! Renting may not be the best option for everyone, but it is not a waste of money. It offers many advantages that can align with different life goals. Want to explore other neighborhoods or travel? Then renting may be for you! Another perk of renting is lower maintenance costs! This may not always be the case, but it is certainly a possibility.
Myth: All Mortgages are the Same
Fact: Not all mortgages are the same. They can have different terms and conditions, interest rates, and eligibility criteria. Modify your mortgage to fit your financial situation and long-term goals. It’s essential to explore your options to save you money and stress in the future.
Myth: I Can’t Afford a Home in New York
Fact: This isn’t true, especially with our help! At RHAC, we can help you navigate the home-buying process so your dream home CAN be within reach. Our team of experts can support you with everything from finding the right property to budgeting and financing. Let us turn your dream of owning a home into a reality!
Myth: All Foreclosure Prevention Services Are Scams
Fact: Do scams exist? Absolutely, but not all foreclosure prevention services are fraudulent. We have been serving families in Rockland County for over 30 years. We provide legitimate, trustworthy foreclosure prevention services to help you keep your home. Learn more about our foreclosure prevention program here.
Now that you know all the facts, let our team assist you in your housing needs! Contact us today to learn how we can help you achieve your housing goals!
